Hurricane Mitigation Service in Port St. Lucie

Hurricane mitigation can save thousands in home insurance while protecting your loved ones and your property in the Port St. Lucie area.

Mitigation is the process of reducing the threat or risk of something unpleasant. Hurricane mitigation is extremely important in Florida where hurricane season runs five months every year from June 1st to November 30th. Florida home owners are at substantial risk for almost half the year.

Hurricane mitigation is needed to improve the integrity of the your home. Most new homes are built to the standard known as Miami-Dade which was implemented due to the aftermath of Hurricane Andrew. Port St. Lucie has also seen hurricanes over the last 15 years that have caused substantial damages. Florida law requires that insurance companies offer hurricane mitigation credits to home owners who meet the mitigation standards.

The hurricane retrofitting process when complete is naked to the eye but not to your pocketbook. Most homeowners save a thousand dollars while some save several thousand.

The Florida Department of Finance states that 15% – 70% of your insurance premium could be attributed to wind-damage risk.

The primary damage from hurricanes is water and wind intrusion. Water is blown by hind winds and pushed through openings and once inside causes mildew. Wind intrudes much like water by intruding through poorly sealed openings. The pressure built by the intruding wind can blow the roof off your home.

Hurricane Retrofit provides hurricane mitigation services to most of Florida. Call 772-621-0411 for a free estimate.

The Hurricane Mitigation Process in Port St. Lucie

1. Start with a certified and licensed building inspection. This usually costs $125 to have an inspection and many insurers require this inspection to be performed before writing an insurance policy. If this inspection confirms hurricane mitigation credits you being saving on insurance immediately. If this inspection identifies possible issues retrofitting is your next step.
2. After the hurricane mitigation inspection is performed the trouble areas are identified. This problem areas can be retrofitted by professionals to reduce the risk of hurricane damage and reduce your home insurance premiums.
   1. Hurricane straps– Hurricane straps hold your roof to the walls of your house.
   2. Hurricane clips– Hurricane clips are pieces of metal that are nailed into the side of the rafter/truss and into the side of the top plate or wall stud of your home helping to secure the roof to your walls.
   3. Doors and Windows-
   4. Gable roof ends– Gable ends secure the roof to the home where a large triangular surface is exposed which can take a beating during hurricanes and extreme weather.

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